When Does Workers’ Comp Start Paying Lost Wages?

At Spine and Joint Institute of Milwaukee, we understand how difficult it can be to deal with a work-related injury, both physically and financially. One of the most pressing concerns for many injured workers is when workers’ compensation will begin covering lost wages. If you’re recovering and unable to work, here’s what you need to know about the timing of compensation payments and what to do if they’re delayed.

When Will My Workers’ Compensation Payments Start?

Generally, workers’ compensation benefits begin within one to two weeks of filing a claim, provided the claim is approved and all necessary documentation is submitted. Each state has specific regulations, but in most cases, benefits for lost wages will begin after a short waiting period, typically three to seven days after your injury.

This waiting period exists to ensure the injury is legitimate and to prevent unnecessary claims for minor incidents that do not result in an inability to work. If your condition causes you to miss more than the waiting period (for example, seven consecutive days), wage replacement benefits usually kick in shortly after your claim is accepted.

What Expenses Does Workers’ Comp Cover?

Once your claim is approved, workers’ comp will typically cover:

1. Medical expenses (including hospital visits, prescriptions, and therapy)
2. Lost wages during temporary disability
3. Permanent disability benefits (if applicable)
4. Rehabilitation or vocational retraining

If your injury prevents you from returning to your regular job duties, you may be eligible for temporary partial or total disability payments until you recover.

Why Are Payments Sometimes Delayed?

The workers’ compensation system is designed to provide timely support, but delays can occur due to:

• Incomplete or missing documentation
• Disputes over the severity or cause of the injury
• Administrative backlog or errors
• Employer disputes over your claim

If your payments haven’t started within two weeks, it’s a sign to start asking questions. Contact your employer, or a workers’ comp attorney if you suspect a delay without justification.

What Do I Do If My Workers’ Comp Claim Is Denied?

A denied claim doesn’t mean you’re out of options. Common reasons for denials include:

• Insufficient medical documentation
• Disputes about whether the injury was work-related
• Missed deadlines for reporting or filing

If your claim is denied, you have the right to appeal. Depending on your state’s workers’ comp system, this process can involve hearings or reviews. Working with an experienced workers’ compensation attorney significantly increases your chances of success.

We’re Here to Help

Spine and Joint Institute of Milwaukee is committed to helping injured workers recover physically and navigate the complex road to financial recovery through workers’ comp. If you’re experiencing delays in receiving your benefits or have been denied, don’t wait. Contact our office today to speak with someone who can get you on the path to recovery and connect you with trusted legal professionals if needed.

Get started today by submitting a form online or calling our office at 414-643-9000 to schedule an appointment.