Workers' Comp: What Does It Cover?

At Spine and Joint Institute of Milwaukee, we understand that injuries sustained at work are physically and emotionally challenging. Workers' compensation is designed to help employees recover by providing financial support for medical expenses, lost wages, and more.

What Wisconsin Workers' Compensation Covers

Wisconsin workers' compensation provides comprehensive coverage for injured workers, including:

1. Medical Expenses

Workers' comp covers 100% of reasonable and necessary medical treatment related to your work injury. This includes doctor visits, diagnostic testing (MRI, X-ray, NCV/EMG), physical therapy, chiropractic care, surgery, prescription medications, and medical equipment.

2. Lost Wages

If your injury prevents you from working, workers' comp pays two-thirds (66.67%) of your average weekly wage, up to the state maximum. Benefits begin after a 3-day waiting period.

3. Permanent Disability Benefits

If your injury results in permanent impairment, you may be entitled to permanent disability benefits. Dr. Kelly Von-Schilling Worth is qualified to provide permanent partial disability (PPD) ratings that determine the extent of your compensation.

4. Vocational Rehabilitation

If you cannot return to your previous job due to your injury, workers' comp may cover vocational rehabilitation to help you train for a new position.

5. Death Benefits

In the tragic event of a work-related death, workers' compensation provides benefits to surviving dependents.

What Workers' Comp Does NOT Cover

• Injuries that occurred outside of work
• Injuries caused by intoxication or intentional self-harm
• Pain and suffering (this is covered in personal injury cases, not workers' comp)

Call Spine and Joint Institute at (414) 643-9000. We fight for every benefit you deserve. Se Habla Español.